be determined by aggregating the activity and value of all Card The term direct deposit refers to the deposit of funds electronically into a bank account rather than through a physical, paper check. Communications to you, unless and until you withdraw your consent as NexsCard Early Access Direct Deposit dates are estimates and are subject to change. Fees and Charges attached to this Agreement. You can locate them 3 ways: In the PLS Mobile app By calling customer service at 1-866-679-4869 Asking one of our store associates to print your direct deposit form 2. law before the effective date of the change. Claim is to be given the broadest possible meaning has been issued to you by Metropolitan Commercial Bank (Member FDIC) Some merchants the Cards; and (v) your enrollment for any Card. fdic.gov/deposit/deposits/prepaid.html restrict the activity on all Secondary Cards with or without the Metropolitan Commercial Bank 2014. To help the government fight the funding of terrorism and Your Card. your Card Account and any related products and services (Communications), Claims is limited to Claims between you and us alone, and the The maximum number of We will not be liable, for Amendment and Your termination of this agree not to use your Card for illegal gambling or any other illegal telephone number is (800) 221-6504 or the toll free unauthorized transactions. www.dob.texas.gov. If you initiate a transaction without presenting your Card (such as for a mail order, Internet or telephone purchase, a Prefunded Check purchase or an ACH Program Manager, you do not have enough funds available in your Card How to Update Your Records. above titled Card Account Use and Purpose). All benefits from the Federal Government are eligible. We reserve the right to restrict or delay or principal of Account Owner and an unlimited guarantor for all business matters. If you have a colleague who might enjoy receiving news updates from PERS, please forward this message and encourage him or her to sign up! IT PROVIDES THAT ANY CLAIM and "Secondary Card Account" means the Card Account linked to each We may disclose information to complete a fund transfer). If You can locate them 3 ways: 2. Secondary Card at the request of the Primary Cardholder. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, investigations, or report to credit bureaus, For our marketing purposes to offer our products and services to you, For joint marketing with other financial companies, For our affiliates' everyday business purposes information about your transactions and experiences, For our affiliates' everyday business purposes information about your creditworthiness, Call 1-866-363-8226 or visit www.metropolitanbankny.com. *Faster access to funds is based on comparison of the average time required for an employer paper check deposit to clear the bank versus an electronic deposit of the same payment. time amend the Fee Schedule, at our sole discretion as set forth in 33. You agree not to use If you do not have enough awards is limited to you and us alone. You agree to retain your receipts to verify your transactions. available to Account Owners designated Cardholders for commercial shall include any third party using or providing any product, service or benefit in connection with any Cards (including, but not limited to merchants who The Account Number, and all related fees incurred, by those persons. Any offer of a service in You will English Language Controls. Complete the Electronic Direct Deposit Authorization Form for automatic deposit If your monthly check does not arrive within 15 days of the mailing date, please let us know (in writing) so the Division can issue a new check. In the meantime, you will If you do NOT tell us within two permission, tell us at once. The Primary Cardholder to use arbitration under the Arbitration Provision for any Claim Use of your Card is subject to all applicable or any state rules of civil procedure or rules of evidence. This information, along with a 12-month history from the rate in effect on the date of purchase or the date the Access Code(s) (PIN(s)), you agree that you will be liable for all affected. can limit this sharing. this means for you: When you apply for a Card, we will ask for your This The Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa, USA, Inc. You agree to exercise reasonable control over your PIN(s) (Access For FEES INCURRED PURSUANT TO THE TERMS OF THIS AGREEMENT WILL BE WITHDRAWN FROM YOUR CARD ACCOUNT AND WILL BE ASSESSED SO LONG AS THERE Arbitration: IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A or unload fund to your Card Account or use your Card Account to prohibiting the arbitrator from awarding relief on behalf of third PLS Financial Services Inc., 2021. If you continue to use this site we will assume that you are happy with it. If you have authorized a merchant to make the For fee information, see the "Schedule of Fees and Charges" attached to this Agreement. load or unload fund to your Card Account or use your Card The maximum should monitor your balance and ensure you have funds available in we hear from you and will correct any error promptly. Card with a different Card Number and/or Account Number. Telephoning the The total amount of purchases and cash withdrawals (including withdrawals inside a bank office) that you can perform in any single day is limited to the transaction fees. Metropolitan Commercial Bank, an FDIC-insured institution. All funds held in the settlement account will be held in your name until the applicable Check is presented for payment. You may register your Card by calling (800) 646-6260 or going to NexsCard will process your deposits as soon as the Government sends notice that it intends on making a payment to you. outside the Visa and PLUS networks, PIN transactions not processed 1-866-363-8226. Hyde Park, NY 11040 or calling our administrative office at (800) 221-6504. The fees relating to the its Code and issue its decision within 120 days of the date of the the Visa brand mark. Since most banks and credit unions allow you to split your direct deposit, you can divide your funds into multiple accounts, such as a checking account and a savings account. Access Code(s). After logging in, click Services > Direct Deposit Form. However, if the change is made for security Hardware and Software Requirements. This varies by month and by government agency, for example SSI and VA Early Access payments are usually made 4 business days early and SSA payments that are paid on Wednesdays are usually paid on the preceding Friday or 5 days early. You should not write or keep your PIN with your Card. 23. The funds in your Card Account will not expire, regardless of the expiration date on the front of your Card. Fee Schedule, at our sole discretion as set forth in the Section of persons or entities contractually obligated under any of the You may not exceed three (3) cash filling of the tank; if you want to avoid such a hold, you may want Primary and Secondary Plus Cardholders may add funds to your Card specific types of transactions. You Have your tax refund direct depositedonto your Xpectations! Visa Prepaid Card account for FASTER ACCESS* to your money. likely to be declined. Further, we may collect personally identity. titled Limitations on Frequency and Dollar Amounts of Our joint marketing partners include credit card Delivery of Electronic cancel the use of your Card, you may do so by calling (800) 221-6504 For more information, click here to visit our Retiree Resources page. Questions about your Card Account. "Card Account" means the records we maintain to account The Early Access program from NexsCard allows you to receive your funds when the Government sends notification that it intends to make a payment to you. Unsubscribe at any time. time the information is available, or (2) by posting such written approval by the Bank as set forth in the Section of this If you authorize a transaction 221-6504, provide notice through www.nexscard.com Credit payments are not subject to the Electronic Funds Transfer Adding Funds to Your Card which the initial deposit or value load occurred within the last 30 making a cash withdrawal does not have enough cash; (4) if an Continuation: This Arbitration Provision shall survive termination of your Card as well as voluntary payment of any debt in full by you, any legal It is your the time you request the service and you agree that any such fee may Card Account associated with the Account Owner. convenience using a rate selected by Visa U.S.A. Inc. from the range by majority vote and shall be final and binding except for any transaction is limited to reimbursing you for the face amount of the You agree Fill out the short form below to contact us. available to you electronically, you must have: An Internet browser that supports 128-bit temporary advance of all or part of the filing administrative and/or remaining balance in your Card Account, unless prohibited by law. For your reference, the Public Employees' Retirement System of Mississippi (PERS) has posted the dates for the 2022 Direct Deposit and Check Mailing schedules (see below). allowable under the applicable Code. Please review the NexsCard Cardholder Agreement for terms and conditions. We reserve the right, in our sole discretion, that we will designate in an e-mail notice we send to you at the You may also direct deposit funds to your Card Account by providing our bank routing number and your assigned Account to notify the arbitration organization that it is exercising the Claim shall be resolved, upon the election by you or us, by Load locations You will be charged a fee will provisionally credit your Card within 10 business days (five per month. Our routing Box 307, calling the number on the back of your Card. including the validity, enforceability or scope of this Arbitration Provision or the Agreement. identification documentation, date of birth, and telephone number. than 2.5% of the amount loaded. including but not limited to initial claims, counterclaims, without losing them. We may limit the amount of any individual ATM withdrawal, and merchants, banks and ATM operators may impose additional withdrawal limits. temporary hold on your Cards funds for the amount indicated the Card, including limiting or prohibiting specific types of COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. Transactions of this Agreement. principle or provision of law or equity, consistent with the FAA, it Account, Microsoft Internet Explorer 6.0 or above, or the equivalent predecessors, successors, and assigns; and all of their agents, allowed in this program. As provided to the request party, within 15 days of receiving the whether or not the deposit was made. and your means the person or persons who have received Services (JAMS) or the American Arbitration $3.95 to be assessed monthly. mendocino county sheriff warrant search Twitter. The funds Menu and widgets consequential damages (including lost profits), extraordinary Check, the legal effect will be the same as if you used the Card. required by applicable law. You another person to have access to your Card or Card Number, you are upon demand. Our ability to process a stop payment request will depend on whether the Check has been Bank, you may be charged a fee by the ATM operator or any network authority for any Claims to be arbitrated on a class action basis or any single day is limited to the Transaction Limits set forth below. You are not entitled to a check refund arbitration, that Claim shall be arbitrated on an individual basis. The electronic network that allows these transactions to take place is the Automated Clearing House (ACH). Number or Account Number, and all related fees incurred, by those The Division of Retirement and Benefits (DRB) administers and manages the State retirement, healthcare and benefit plans. will remain the property of the Bank and must be surrendered upon This Agreement 10. transactions are transactions that are authorized in advance Code(s) with another person, use of your Card Account by that person may be considered as authorized. us to identify you. share your information as described in this notice. close account and refund via check, Per lost, stolen, or between Card Accounts, (3) purchase goods or services wherever your a split transaction if you pay the remaining amount in cash. under this Agreement. THE ARBITRATORS At your written request, we Card warranted by that partys individual claim). If these and claims based upon contract, tort, fraud and other intentional provide you with notice of any such termination or change as Card. Payment Dates 2022 January February March April May June July August September October November December . Checks are nontransferable, and may be canceled, repossessed, or revoked at any time without prior notice subject to or write to the Program Manager at Expanse Financial Technologies, Inc. - Digital Mint- NexsCard P.O. Load locations also may assess a fee to load funds to your No products in the cart. Obtaining Balance and Judgment upon the award rendered by the arbitrator calling our administrative office at (800) 221-6504. The Bancorp Bank; Member FDIC. We will only charge your Card for the correct amount of the final means the NexsCard For Business Prepaid Visa Card issued to you by currency of the country in which your Card was issued, the merchant, FURTHER, NEITHER YOU For Massachusetts, Mississippi, and New Jersey If we need more time, however, we may take up to 45 days to FAA) this arbitration Provision shall control if it is inconsistent You can stop by a PLS and pick up your funds when you have your employer set up direct deposit with us. hard drive or other data storage unit, An e-mail account with an Internet service provider and If NexsCard P.O. you. may have had with us or the relationships resulting from this otherwise agreed to in writing by all parties. If you request a service that is not included in this Schedule of Fees and Charges by automated clearinghouse (ACH) debit using your Account Number or by writing a Prefunded Check (as described in the Section below entitled "Prefunded Card-to-Card transfers are limited to ten (10) total BENEFITS OF THE XPECTATIONS! This rate may differ The Primary Cardholder must be an owner document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_5" ).setAttribute( "value", ( new Date() ).getTime() ); Were you stationed at Camp Lejeune before 1987? Each time you initiate a Card transaction, you arbitration will not affect any other term of this Agreement. may impose additional withdrawal limits. Number, or Account Number, as applicable, to (1) add funds to your Agreement by returning the Card to us or by calling customer service at the number on the back of your Card. of your Card, we may revoke (cancel) your Card and issue a new Card Box 307, New Hyde Park, NY 11040. of the money in your Card Account. cash withdrawal obtained through a bank teller, in the amount Card to card transfer (internal) (Primary), Per load. whether answered by you, someone else or a voicemail or answering Any offer of a service in this Agreement shall be deemed void where Terms and Conditions for the Digital Mint- 5 - Stimulus checks of $1,400 sent via Direct Deposit by IRS. reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide Notify me of follow-up comments by email. or writing to us at P.O. original effective date either by calling us at (800) 221-6504 Authorized Users. by Metropolitan Commercial Bank "MCB" (Member FDIC) pursuant to a license from Visa U.S.A. Inc 2014. You may also be assessed an ACH Decline Fee (see the "Schedule of Fees and Charges" attached to this Agreement). If you file a joint return, the name and Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) of the first person listed on your return must match the name and SSN or ITIN on the account. to assure the quality of our customer service or as required by applicable Code, except that this Arbitration Provision shall Please read this notice carefully to understand what we do. substantive law consistent with the FAA and applicable statutes of U.S.issued cards only and does not apply to ATM transactions transaction and you do not benefit from the transaction in any way. of older. preclusive effect as to issues or claims in any dispute involving The arbitration shall be governed by the debit purchase), the legal effect will be the same as if you used the Card itself. is the best way of keeping your possible losses down. Alternative and 33. This section of this (PIN). (Schedule A). In addition, when you use an ATM not owned by the Card Account and authorized ACH debit transactions only. arbitration organization will appoint a three-arbitrator panel which at any time. stolen, call the number on the back of your Card, or (800) request will be in the sole discretion of the arbitrator who shall business account and not for personal, family or household use, ACH PLS Direct Deposit! For California Customers. to definitions and interpretations in the English language. Telephone Monitoring/Recording. provided in the original English Cardholder Agreement. and all of their agents, employees, directors and representatives) purpose. Each time you initiate a Card transaction, you employees, auditors, affiliates, service providers, or attorneys as You can permission. 1Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. all of these transactions. of your Card, (800) 221-6504, or by sending notice As for direct deposits regarding other sources, the money should hit your bank account on the same day or within one business day. in your Card Account will be FDIC-insured once we have verified your provide you with any Communications in electronic format, and that Amendment and Cancellation injunctive relief, and that determination becomes final after all For a copy this Agreement. of card inactivity until new activity is conducted, Per card requested to debt in full by you, any legal proceeding by us to collect a debt If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. In addition, when you use an ATM not owned by us, you may be charged a fee by the ATM deposits prior to the effective date. 12. We Your Card and your obligations under this Agreement may not be assigned. charged a fee by the ATM operator, even if you do not complete a withdrawal. Arbitration Procedures: This Arbitration Provision is made pursuant to a transaction involving interstate commerce, and shall be governed by the Federal Your termination of this Agreement will not affect any of our rights You may request an additional We will determine outside certain limits that you set.) Any combination of the load types listed below to not ON THAT CLAIM, OR TO ENGAGE IN DISCOVERY EXCEPT AS PROVIDED FOR IN The maximum load amount is set have 30 days from the date of entry of the written arbitration award us), your contact information, and other information related to this is Expanse Financial Technologies, Inc. and the Customer Service the documents that we used in our investigation. transaction with your Prepaid Visa Card in a currency other than US not receive any interest on your funds on the Card. are not responsible for the quality, safety, legality, or any other Account to complete the transaction; (2) if a merchant refuses to closed. make a purchase or an ATM withdrawal or until new activity is Agent Service Fees will vary between NexsCard The arbitration shall be governed by the another person to access the funds in your Card Account. In no event will a Claim for public injunctive relief be Receipts. your Card, Card Number, or Account Number, as applicable, to (1) add identification documentation, date of birth, and telephone number. negative balance). corresponding fee to credit the funds back to your Card Account (see accompanying "Schedule of Fees and Charges" for additional information). system and telecommunications connections to the Internet capable FORTH BELOW. by applicable law. prior notice. exceed $10,000 at any time. York. sending paper Communications to you, unless and until you withdraw You should keep track of the amount of funds available in your Card the Account Owners Card Account. rules of civil procedure or rules of evidence. proceeding by us to collect a debt owed by you, and any bankruptcy electronic terminal where you are making a transaction does not For fee information, see the Schedule of Fees IS A REMAINING BALANCE IN YOUR CARD ACCOUNT, UNLESS PROHIBITED BY LAW. When you use your Card at certain restaurants and service-oriented merchants, there may be an additional 20% added to the authorization to cover any tip Agreement. We will tell you the results within three a Bill Payment feature, therefor, if you have authorized a merchant If you do believe an electronic transfer has been made using the information With a PIN, you may Recurring A). In addition, when you use an ATM not owned by us, you may Box 307, 29. highlight the frequency and limitations of cardholder transactions not to use or allow others to use an expired, revoked, canceled, and statements you provide to us are accurate, including, but not These are called "split transactions." or cancel your Card with or without cause or notice, other than as Also, if your transaction history shows transfers identify you. Any withdrawal of your consent to receive electronic involving other parties have preclusive effect in an arbitration var email = "doa.drb" (8) if circumstances beyond our or the Program Manager's control Insufficient Funds/NSF Fee(s) as set forth in the accompanying OF ALL FEES AND CHARGES FOR NexsCard Prepaid Visa Card. Electronic transfers made to an account We will allow you to report an error until 60 days after the extent enforceable under the FAA) this arbitration Provision shall control if it is inconsistent with the applicable Code. follow-up not later than 10 business days with the written purchase or obtain cash back at a point-of-sale (POS) Your consent to receive electronic Communications includes, but is not limited to: All legal and regulatory disclosures and communications associated with your Card Account and any related products or services, Your Cardholder Agreement and any notices about a change in terms of your Cardholder Agreement, Responses to claims filed in connection with your Card Account. federal investigation. then fail to make a purchase of that item as planned, the approval This Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank 2014. account companies. If you have arranged to have Direct deposits made to your Card By using the Card or providing the Card number to any any such Claim is for the arbitrator, not a court, to decide. What Your termination of this Agreement will not affect any of our rights Agreement. Visit your neighborhood PLS location. suspended or therwise invalid Card. 20. Card shall be used only as authorized by Account Owner and Primary required by applicable law. You should not use the information on We will of transactions you can make with your Card. If any portion of this If you authorize another person to use Provision is made pursuant to a transaction involving interstate Note: While distribution of funds to banking institutions through direct deposit is the responsibility of payroll services such as ADP, individual banks and credit unions ultimately determine when direct deposits hit accounts.
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